Preplanning Your Funeral in Your 60’s

December 4, 2022

According to a National Funeral Directors Association survey, more than half (62.5%) of us expect to participate in making our own funeral arrangements. And yet, less than a quarter of us have actually acted on that impulse. Not really so surprising since making funeral arrangements can literally be the very last thing we do. We can put it off right up to the end!

So, when do you think you should just go ahead and get it done? How about when you are critically ill? Or, maybe before you go on that cruise? Does when you go into the nursing home seem too late? How about as you are preparing for retirement? Actually, sooner is better than later for several reasons.

First, there is no down side to having your arrangements in place. If something new comes along or you change your mind about what you want, you can always make changes to your plan. If you move, you just move your plan. Nothing is carved in stone.

Second, there are some real up-sides to getting your funeral plan written and on file at the funeral home. For one thing, you just never know. people do die unexpectedly. And then there is the money. Historically funerals, like almost everything, have gone up in price over the years. The funeral of today will likely almost double in cost in 10 years. Why are you waiting?

Prearranged funerals are often funded in a way that buffers or even eliminates the impact of rising prices. You buy at today’s prices and you are done. When you plan in advance you also have the benefit of being able to pay over a specified period of time (you choose). As you age your choices become more limited. When you make your arrangements while you are in reasonably good health the cost of your funeral can be paid in full should you die before you’ve completed your payment cycle. Again, sooner is better than later.

The early 60’s is a good time to visit your neighborhood funeral home and get your plan written and on file. This is when you will get the most out of the funding options. It is also when you are likely to have a good idea of what you will want in the way of services. At this age you are grounded, and you are likely to still be earning income. Making payments for a bit will hardly be noticed. Then when you retire, and take that cruise, you can just enjoy. You’re all set to just enjoy the rest of what life has to offer.

www.plattsfuneralhome.com

< Older Post Newer Post >

Thinking no funeral? Think again.

By Platt's Funeral Home Admin • February 11, 2025

Maybe you’ve said it, or thought it? “I don’t need a funeral. You can just bury me in the backyard”. That’s the male version of negating the need for a funeral. But the sentiment is not unique to men. Women just say it differently. “I don’t want you to make a fuss. I don’t need a funeral.” These folks are right. The person who died doesn’t need a funeral. They just need a legal, respectful disposal of their body. It’s the people who are left to do the work of grieving that need the support and community from a funeral.

Moving On With Life After the Death of a Loved One

By Platt's Funeral Home Admin • January 9, 2025

Moving on is not the same as forgetting. Moving on after the death of a loved one, especially a spouse, just means actively engaging in life. It means reaching a point where the mourner has things to look forward to again. J. William Worden, PhD tells us the fourth task mourners must accomplish as they move through grief is to “find an enduring connection with the deceased while moving on with life.”

Thinking About Skipping the Funeral?

By Platt's Funeral Home Admin • December 5, 2024

Are you considering going to a funeral? Will you be a guest or, are you the survivor in charge and deciding if there will even be a funeral? Either way, before you just skip the funeral perhaps you should consider how elephants behave when one of their species dies. Perhaps we have something to learn from Dumbo.

The Gift of a Note to Your Family

By Platt's Funeral Home Admin • December 5, 2024

Nothing means more to a grieving child, spouse, sister, brother or friend than a personal note from the deceased. It’s something that will be cherished. The note will make its way out of it’s safe keeping spot whenever the mourner needs to feel close to the person who died. It will be read on those tearful days that are sure to come.